Credit Card Casinos Online
Are you looking for the best online casino payment method in terms of convenience and security? Well, credit cards fit the bill, especially when they are backed by major financial institutions such as American Express, Visa, and MasterCard. Let’s get started on the review, shall we?
Top 4 Best Credit Card Casinos in the US and NJ
What is a Real Money Credit Card Casino?
Credit card online casinos have been around for the longest while. This is because these cards came in way before other popular payment methods such as eWallets, cementing their position as one of the most popular payment methods, especially for high rollers.
Having said that, you must know how credit cards work so you can maximize its usage. First off, when using credit cards, you’ll be using borrowed money. This means you’ll have to pay it back at the end of the month with a certain interest.
Also, certain factors will determine the type of credit card you’ll get and the credit limit the financial institution will offer. You must understand that the card issuers aren’t banks but facilitators of interbank transfers.
So, which are the best credit card online casinos in US and New Jersey, you ask? Relax! That’s where our team of experts comes in. They’ve gone through multiple online casinos and came up with this full list below. You can also choose from the top 4 best credit card casinos above.
Full list of Credit Card Casinos in the US and NJ
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Popular Credit Card Companies
There are several credit card companies available with four being industry leaders. As a gambler, you’ll want to know which card company is the best. Well, look no further because we have a complete list below:
This is one of the best card companies in the world thanks to its vast experience in the industry. Further, they have the most robust security system that makes it difficult for fraudsters to access your data. In fact, they have over 500 variables used to check a single transaction before it’s cleared.
This is another stellar card company that offers equally safe, fast, and secure transactions as Visa. It’s also the most popular choice among North Americans. The same company also shelters Maestro – the leading debit card globally. Users of this card can enjoy price protection, personal assistance, and extended warranty on goods.
EntroPay is a virtual visa card and users can load the card using their bank account balance or transfer funds from another card. From there, you can use the card as you would with any other as long as you spot the VISA logo.
American Express is also a leading card issuer with the benefit and protection levels varying from one card to another and also according to how much you spend. Expect perks such as purchase protection, online fraud protection, welcome bonuses.
The Legal Situation Regarding Online Casinos that Accept Credit Card
When it comes to legal matters, you want to hit the nail on the head to avoid encounters with the law. In this case, various card issuers have their own reservations when it comes to online gambling. This is in addition to the laws of the jurisdiction you live in.
For instance, in the US, the UIGEA of 2006 restricted almost all forms of gambling. Nevertheless, the law wasn’t exclusive in its literature but it was clear on how financial institutions deal with American customers.
MasterCard and American Express have various restrictions on any form of gambling but Visa is quite relaxed. Having said that, American customers can still access offshore regulated online casinos using credit cards.
There’s also the rising number of states that have legalized and regulated online gambling. However, the major financial institutions are still pumping the brakes on engaging with online gambling.
How to Make a Real Money Credit Card Deposit to the Casino
Choose an Online Casino from the List Above
Our team of dedicated experts has assembled a comprehensive list of online casinos that accept credit cards. Therefore, all you have to do is to choose one from the list. Don’t worry, all casinos have gone through a grueling test to ensure they are legitimate and legal.
Sign Up at the Online Casino
After choosing an online casino from the list, it’s time to sign up if you’re a new player.
All you need is your email address and a strong password. If you already have an account, simply log in.
Navigate to the Deposit Page
After logging in, the next step will be to head over to the deposit page. This will be under the main menu where you’ll need to click on the “Cashier” option. From there you’ll be presented with several payment options including credit cards. Choose this option.
Note that several companies offer credit cards including MasterCard, Visa, and American Express. Choose the card issuer you want after which you’ll be redirected to its payment page.
Enter Your Card Details and the Amount to Deposit
This is the last step and you’ll be prompted to provide personal details according to the fields provided. This will include your full name and address. Also, you’ll need to provide your card details which will include your card number, its expiration date, and the CVC code found at the back of the card.
Afterward, you’ll need to specify the amount of money you wish to deposit at your online casino. Before hitting the submit button, confirm the details. Once you’re satisfied, authorize the transaction. Your money should be in your online casino account as soon as you click on the “submit” button.
How to Make a Real Money Credit Card Withdrawal from the Online Casino
Head Over to the Payment Page
Make your way to the online casino’s withdrawal page. To do that, you’ll need to head over to the main menu and find the cashier option. From there, choose the withdrawal option from which you’ll need to choose a specific method from the multiple available.
Choose Credit Card as Your Withdrawal Method
One of the available withdrawal methods is a credit card. Choose this option and also choose the card issuer of choice.
Enter the Necessary Details
Again, you’ll need to provide certain personal and card details including your full name, the card’s expiration date, the card number, and the CVC code (a 3-digit code at the back of the card).
Finally, enter the amount of money you wish to withdraw and confirm all the details before hitting the submitting button. The money should be available in your bank account in 3 to 5 business days although this will depend on the online casino you play at.Note: Each card issuer comes with different terms and conditions. This means your brand choice will determine its global acceptance. Visa leads the pack in terms of worldwide acceptance while MasterCard comes in second.Also, not all online casinos will accept credit cards for withdrawals. Therefore, you want to confirm this by reading their terms and conditions before signing up.
Credit Card Deposits and Withdrawal Transfer Times at the Online Casinos
When depositing funds into your online casino account using a credit card, expect the transaction to be instantaneous. This means you’ll have the funds as soon as you hit the deposit button. Often, this won’t take more than 10 minutes. Yes, it’s that fast!
Things, however, are different when it comes to making withdrawals. For those that want their winnings to address an emergency, you’ll have to seek other means because you’ll have to wait at least 3 business days to get the money. In some instances, it may take up to 5 business days, especially when the casino’s internal systems aren’t efficient.
How Does Credit Card Stand as a Real Money Casino Payment Method Compare to Others?
When it comes to matters security, credit cards lead the way. This is because of the brands offering them. Most of which have been in the business for at least 30 years, making them pioneers in the industry. Therefore, you can be sure that all your transactions are safe and secure from fraudsters and hackers.
Then there’s the issue of global acceptance – something that other payment methods don’t come close to. Major brands such as Visa and MasterCard are accepted in almost all stores both online and physical including casinos.
Finally, with credit cards, you can transfer a huge amount of money per transaction. This is different from other payment methods where you have to split a huge transaction, making it costly.
Advantages of Using Credit Card at the Casino
Unmatched securityThis is the main reason why many gamblers prefer using credit cards when performing transactions at online casinos. Thanks to the decades of experience MasterCard and Visa have under their belts, they have a clear picture of how the industry works. This makes them suitable to handle any case of fraud and hacking.
Global acceptanceOf all the payment methods, credit cards have the widest footprint and this all thanks to their parent companies. In this case, you’re looking at MasterCard and Visa. Both of which have their logos at almost all outlets.
Perform huge transactionsUnlike other payment methods that have lower limits on deposit and withdrawals, credit cards can handle a huge amount of money per transaction. This is good news for high rollers who love staking big.
Online casino-friendlyMany online casinos accept credit cards and this is thanks to the global recognition of the card issuers. Therefore, you shouldn’t have any difficulty when searching for an online casino that accepts credit cards.
Additional perksMost of the card issuers include extra perks for their customers in the form of reward schemes. Often, customers get points depending on the amount spent on every purchase made with a credit card. Afterward, customers can redeem the points or get cashbacks.
Disadvantages of Using Credit Card at the Casino
High feesThis one of the biggest drawbacks when using credit cards at an online casino. Apart from the transaction fee that you have to incur, you’ll also have to pay the amount borrowed with interest.
Long withdrawalsThe long duration you have to wait before your winnings can reflect in your bank account doesn’t go without mentioning. If you’re lucky, you’ll get the funds in 3 business days. In other cases, you may have to wait up to 5 business days to access your funds.
Yes, you can rest easy because credit cards are, in fact, safer than debit cards when withdrawing and depositing. Credit cards also come with insurance, which means that in the event of fraudulent activity, you’ll be reimbursed.
Yes, it’s possible to withdraw your winnings from a credit card online casino.
Credit cards have the highest deposit limits among all payment methods. Therefore, you shouldn’t have any problems. Nonetheless, each online casino has its terms and conditions and it’s best if you go through them to avoid restrictions.
The general limit on deposit stands at $5 but this may vary from one casino to another. Again, going through the terms and conditions will give you a clearer picture.
There’s no maximum withdrawal limit set on credit cards. This is excellent for both high rollers and casual players.
For most online casinos, the minimum withdrawal limit on credit cards is set at $5.
Of course, you can compete against several players in any blackjack variant you wish to engage in. they include Spanish 21 Blackjack and Blackjack Switch. Just make sure you get as close to 21 as possible.
Yes. Spinning the wheel in a game of roulette has never felt any better. Prepare your bankroll and play of both variants (European and American Roulette).
If you fancy a game of skill like video poker and believe in your potential, then you’ll be glad to know that you can make a deposit using your credit and you’ll be on the table before you know it.