ACH e-check Casinos Online
If you haven’t heard of the ACH e-check payment method, it’s your lucky day because this review will go in-depth about this banking method. Before that, you may want to know that this payment system is simply an improvement of paper checks. Heard of that, right?
In fact, the only major difference between the two systems is that e-checks are issued online while paper checks, well, they are just paper and are transported by mail to the receiver. There’s a growing number of online casinos that accept e-checks, which comes as no surprise since many punters use this option.
If you want to use this payment method while gambling, then read the detailed review that our team at TopUSCasino has put together on ACH e-check online casinos for more expert information.
Top 4 Best ACH e-check Casinos in the US and NJ
What is a Real Money ACH e-check Casino?
Ach e-check is an electronic means of transferring funds from one bank account to another. This payment system builds on paper checks, however, as you may have guessed already, e-checks use electricity to complete a transaction, hence the “e”.
Automated Clearing House is what ACH stands for in full and is a virtual funds transfer system also used between third party financial institutions. Its operation is similar to paper checks including the details required to enable the transaction.
The money used will be drawn from the punter’s personal bank account, with each transaction assigned a unique identification code. This is important to track the transaction and can be used by the plate as a transaction record and a reference.
Also, if your bank account and your checkbook are connected, you’ll be able to use the e-check system. All you’ll need to provide will be your bank account and routing number in the fields provided at an online casino that accepts e-check.
While it’s touted to be a difficult task to find online casinos that accept ACH e-check, especially when it comes to withdrawals, our team of experienced and dedicated online casino experts dug through the rough to get you the best online casinos that accept this payment method. Take a look at a comprehensive list below and the icing on the cake above.
Full List of ACH e-check Casinos in the US and NJ
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The Legal Situation Regarding Online Casinos that Accept ACH e-check
You already know that the American market isn’t the most receptive when it comes to online gambling. When banks are involved, the situation gets even more complicated, especially with the unrelenting legislation.
However, e-checks seem to be a work-around to blocked debit and credit card transactions that involve online casinos. Savvy players are now using e-checks to access online casinos, but then again, this move doesn’t guarantee success because banks may still cancel any transaction if they suspect dealing with an online gambling establishment. On the flip side, there’s no guarantee for failure.
When it comes to safety, punters can be guaranteed of high-grade security of their details. Remember, e-checks involve bank to bank transfers. This means all e-check transactions will go through the same scrutiny as other transfers such as wire and standard bank transfers.
How to Make a Real Money ACH e-check Deposit to the Casino
Open a Checking Account
To use ACH e-check as a deposit method, you must have a checking account. If you don’t have one, head to your bank and open a checking account.
Choose an ACH e-check Online Casino
Thanks to our experienced online casino experts, you don’t need to look any further than the comprehensive list above to get a legitimate ACH e-check online casino. Your biggest worry will be to choose one.
Once you’ve settled on a preferred online casino, create an account by providing your email address and username. If you already have an account, simply log in and follow the next step.
Head Over to the Payment Page
Once you’re logged in, navigate to the payment page. You’ll find this in the main menu under the cashier option. From there, choose the deposit option. Several options will appear but, in this case, select ACH e-check.
Enter the Required Details
Once you choose the e-check option, another window will pop up prompting you to enter your bank details. This will include the bank account and routing number. You’ll also need to enter the amount of money you wish to deposit into the online casino account. Confirm these details and then authorize the transaction.
Note: Many online casinos require their players to verify their accounts before processing a deposit. Once you do this, you should get a message informing you of a successful deposit.
How to Make a Real Money ACH e-check Withdrawal from the Online Casino
While making a deposit at an online casino using ACH e-check is easy, withdrawing isn’t as easy or popular. Many online casinos don’t list e-checks in the or withdrawal options. This is because the gambling world prefers making cash-outs using wire transfers or standard bank transfers.
Therefore, if you intend on withdrawing your winnings using e-checks, it’s advisable to contact the cashier for more information about withdrawals. It goes without saying that it’s also advisable to do the same thing before making deposits.
Nonetheless, if you find an online casino that accepts withdrawals through this method, follow these simple steps:
Log into Your Online Casino Account
Enter your credentials (username and password) to log into your online casino account.
Navigate to the payment page
Once you’re logged in, head over to the withdrawal page, which is under the cashier option in the main menu.
Choose e-check as the withdrawal method
Once the withdrawal page loads, choose e-check as the preferred withdrawal method from the list.
Enter the necessary details and authorize the transaction
Another window will pop up prompting you to enter certain details including your bank account number and the routing number not forgetting the account type. Don’t forget to specify the amount of money you wish to withdraw as well.
Once you’re done, confirm that the details provided are accurate and if they are satisfactory, hit the submit button. The withdrawal process should take at least 3 business days to complete or up to 10 business days.
ACH e-check Deposits and Withdrawal Transfer Times at the Online Casinos
ACH e-checks are a fast payment method, at least for some players. However, the real question is what payment method are you comparing it to? Similar to paper checks, insufficient funds in the issuers account may cause the check to bounce.
Nonetheless, if you still wish to go through with this payment, prepare to wait at least 4 business days for the bank to process the payment. With such long waiting periods, it means you won’t start playing your favorite online casino games immediately. If this is a deal-breaker for you, consider using another banking method.
How does ACH e-check stand as a real money casino payment method compare to others?
The closest comparison we can make to ACH e-checks is with its predecessor, paper checks. However, with e-checks, players no longer have to wait forever to use their funds at an online casino because e-checks are faster.
In respect to other payment methods, e-checks offer superior security features because the transactions ride on the bank’s network, which is regarded as the safest available. That’s as far as things can go in terms of superiority.
When it comes to transfer times, especially withdrawals, players need to prepare to wait a while before the funds can hit the bank accounts. In terms of fees, e-checks prove to be a cheap option compared to other methods. For instance, e-checks cost $0.50 to $1.50 but this is negligible when you think of the safety offered by this method.
Advantages Using ACH e-check at the Casino
Remember, ACH e-checks work in the same way as paper checks do. The only difference is that e-checks are digital, meaning they use electricity. Therefore, instead of drafting a paper check and mailing it to the online casino, which will take days, use e-checks that’ll take minutes.
Safe and secure:
Since the e-checks use electricity to transfer information instead of the old-school mailbox system, players can be sure of the security of their details. In addition, the checks ride on the banks’ security system, making it a reliable means of funds transfer.
Skip past third-party intermediaries:
With ACH e-checks, you don’t need third-party money transfer services to complete a transaction. The transfers made by this payment method occur between banks only, meaning that the funds will leave your account straight to the online casino’s account.
Excellent customer support:
Using e-checks means sending out an instruction to your bank to transfer money from your personal account to another party. Therefore, you can still use the same customer care team if you encounter any problem when using e-checks. Banks are always on hand to help you resolve the situation as fast as possible.
Enjoy numerous rewards:
Bonuses for when you use e-checks at online casinos may not be popular but this doesn’t mean they don’t exist. Often, you can get deposit bonuses starting at 10% but you may want to check the exclusive bonuses section before making any deposit.
Disadvantages Using ACH e-check at the Casino
Long wait times:
This is by far the biggest drawback of using e-checks when making payments at an online casino. The waiting time ranges between 7 and 10 business days, which is forever compared to today’s standards.
Charge-backs on the accepting party:
This will happen if the issuing party decides to cancel the transaction within 60 days of initiation.
Yes, you can expect your transaction to remain safe and secure because this payment method uses the banks’ systems when transferring money. Therefore, all the security systems will be on high alert when you make a deposit at an online casino.
Yes, you can make withdrawals from an online casino using ACH e-check. However, you may want to confirm with the cashier at your online casino whether they process withdrawals.
Typically, the maximum amount of money you can transact using e-checks is $2,000. This means the maximum amount you can deposit is also capped at $2,000.
The minimum deposit amount when using e-checks is a bit higher compared to other payment methods. Often, this amount will range between $5 and $20 for other methods but for e-checks, the minimum amount is around $100.
Again, the maximum limit set for transacting using e-checks is $2,000. Therefore, the same amount will apply when making a withdrawal.
The same limit on deposit will apply when withdrawing your winnings. However, make sure you check with the online casino’s terms and conditions for an accurate figure.
Of course, you can play video slots when you use ACH e-check. As long as you have available funds in your online casino account, you can enjoy progressive slots and multiline slots among other amazing titles from leading software providers including NetEnt.
Even better, you can play the many variants of Blackjack online when you pay with ACH e-check. Some of the most popular variants include Free Bet Blackjack and Super Fun 21.
Yes, you can play Roulette but you’ll need some skill level before choosing your numbers. Remember, this game is not just about choosing numbers. You must be smart about it if you fancy a chance to win.
By all means, yes. Video poker will be available to enjoy with all its variants when you pay using ACH e-check. Just make sure your skill game is on point.